1. CADDY - 2 women talking about a 3rd who isn't there to defend herself.

2. CHIPPING - Time to get our nails done again.

3. DOUBLE BOGIE - "Casablanca" followed by "African Queen."

4. FAIRWAY - Splitting the bill when the girls go to lunch.

5. GOOD LIE - Weight on our driver's license.

6. GREENS - Lunch we eat when we'd really love a cheeseburger.

7. HOLE-IN-ONE - Time to get new pantyhose.

8. IRON - What guys need to learn to do their own shirts.

9. ROUGH - Getting a guy to understand, well, pretty much anything.

10. SHAFT - You watch the kids while he gets to go golfing.

11. SLICE - "No thanks. . just a sliver."

12. TEES - Putting on that Victoria Secret Negligee.

13. WATER HAZARD - Giving the kids too much to drink before a roadtrip.

14. WEDGE - Bathing suit that's too tight